➜ Income Proof and Address Proof waiver, only for loans with the maximum loan amount of R500,000 for customers who fulfil specific credit requirements. DCS Finance reserves the right to request further supporting documents for loan approval purposes in certain circumstances. Larger loan amounts may be offered to customers who provide further supporting documents. Government Issued ID and disbursement account proof are required from new customers for identify verification and loan disbursement purposes.

➜ Get Extra Cash instantly – The customer must fulfil specific credit requirements to be eligible. ➢All required application information must be complete and accurate. Final approval is subject to the final submission of all relevant documents and the credit record of the customer. If customers apply during system maintenance period, approval result will be sent via email and SMS after system resumes. ➢The loan will be transferred via Faster Payment System (FPS) after the loan agreement is signed and the loan is approved. ➢Actual transfer time is subject to each individual bank’s transfer service hours.


➜ DCS Finance reserves its absolute right on any loan approval decision and any disputes. In the event of any inconsistencies between the English and Chinese version of the Terms and Conditions, the English version shall prevail.