Services
Decided to take a loan? Apply online on our website and wait for response to e-mail or call within 24 hours from the time of the request during business hours.
About Us
Select between our wide range of flexible and simple accounts to take care of all your transactions in an instant, manage your payments and pay all your bills on time.
Loan Calculator
Work Process
Ngangidinga ho bolelwa chelete yemoto yami eyaphuka ke sa lebella. Ke ne ke rata hore ho be bonolo ho ba lekola haholo ho ba ngolla chelete, chelete e ka ba le monyetla oa ho bula leqephe le maombing leo. Ngiyabonga
I highly recommend this company, they explain everything to you properly, they always respond to emails, take and return my calls. They have made this process hassle free, you hear so many horror stories about business finance companies but Rayner finance is different in all ramification.
Ngiyabonga ngenqubo yakho yokugunyaza iMalimboleko yezezimali engenazinkinga. Iqembu enkampanini lalizinikele kakhulu, futhi ikakhulukazi ngokushesha nje lapho ukuqinisekiswa kwami sekuqediwe, ngathola imali phakathi nesikhathi esifushane nemibhalo emincane futhi ngaphandle kokuqinisekiswa kabusha. Lena yinto engisazoyibona kwezinye izikhungo ezibolekisa ngemali kule ndawo. Siyabonga ngezinkonzo zakho ezisebenziseka kalula. Siyabonga!
Yonke le nkqubo yayingenamaphepha ngokupheleleyo kwaye ndiye ndakwazi ukufumana imali ngokucofa iqhosha kwaye ngaphandle kokufuna ukuthumela nawaphi na amaphepha. Isivumelwano sonke sagqitywa ngesantya esibalaseleyo kwaye imali yafakwa kanye kwiakhawunti yam kwangolo suku lunye lokuvunywa! Kuyaphawuleka! Kwakungeyomfuneko ukuba ndidibane nalo naluphi na uhlobo lwamagunya okanye nantoni na.
Xa ndandifaka isicelo semali-mboleko yokuthenga imoto yam njengomnini-shishini omncinci kwimeko enzima, iibhanki eziqhelekileyo zathi azikwazi ukundinceda. Ummeli wabathengi ovela kwiRayner Finance wahlala phantsi nam, wayiva imeko yam kwaye wagqiba ekubeni ndithathe ithuba. Andizange ndikwazi ukuthenga imoto yam ngaphandle koncedo lweShield Finance kwaye ndiya kuba netyala ngonaphakade kubo ngokundinika ithuba xa kungekho mntu wumbi.
I feel very glad leaving my comments here in your website for the SME business loan that I received in a completely hassle free manner. You have offered excellent customer service and satisfied me as a customer in many ways. For me, timing is very important and I am glad that your team shares my views too because this is evident in your work. In fact, you guys were the first to offer me this loan
I am so happy with the level of service I received from Rayner Finance. I was called within 5 mins of completing my application online. The Lady that helped me was very friendly and helpful. Great service thank you.
We ran into arrears just as our wedding drew close. Just needed loan to finance our ceremony. It was so easy to apply and we received our loan money in my bank account just after I talked to the person on the phone. I will use Rayner Finance again when I need a loan for something.
Ngithanda ukuncoma iqembu ngesikhathi sokungisiza ukuthi ngikhiphe imali eningi ebolekiwe yami. Iphuzu elingcono kakhulu kwaba ukugunyazwa okulula kwezezimali, nakuba amarekhodi ami okulinganisa izikweletu ayengemahle kangako. Ngihlonishwa ngezinkonzo zakho futhi kungenza ngizizwe ngimuhle ngempela! Ngifisa ukubonga ngokukhethekile ithimba ngokusheshisa okunjalo kanye nesenzo esibuyekeziwe.
Work Process
Core Features: Transparency & Fairness
DCS Finance Group has adopted a Group-wide policy that adheres to International Environment, Social and Governance (ESG) principles, as well as the IFC (International Finance Corporation) exclusion list.
We have a solid governance framework of ethics, codes of conduct, policies and commitment to legal compliance. Our code of conduct commits us to high ethical standards.
Our Direct Article
Consolidate Your Debt And Take The Stress Out Of Repayments.
Take advantage of our health emergency funds to augment your health claims.
Apply for a Personal Loan from R10 000 up to R500 000, with rates from as low as 5.49%*
Flexible funding solutions for your business with less paper-work and high approval rate.
Found the car that makes your heart race? we will assist you in getting the best car loan for your lifestyle and insuring it.
Looking to renovate or find your forever home? add value to your home with up to R250 000 credit at a discounted interest rate.
Get Appointment
Monday - Saturday: 8AM - 6PM
Sunday: Official Off Day
Tel: 0875104789
Email: info@dcsfinances.co.za
▶︎Vineyard Office Estate, 99 Jip De Jager Cape Town. 8001
▶︎ Gedeelte 1 Plaas 253 Sterkrivier 0630
| NCR Registration No. | NCRCP10597 |
| Legal Registration No. | 2018/209598/07 |
Minimum loan period 12 months Maximum loan period 240 months. Maximum APa
There should only be initial cost if your monthly debit order was unsuccessful as a result of insufficient funds or changing bank accounts without prior notice to the service provider. The service provider will try to contact the client in order to resolve the problem.
If the client can’t be found or the problem can’t be solved, it would be handed over to the internal collections department to see if a solution to the problem can be found. If an agreement can’t be reached, the lender can make use of an external collections company or an attorney.
This will lead to an increase in fees and interest. This will have a big influence on the clients credit score and it will be very difficult to get any more credit from any loan provider.
Monthly premiums for loan repayments will be done by direct debit order collection from the clients bank account. Unsuccessful debit order collections may result in the client being charged a fee by his own bank for the unsuccessful transaction.
Maximum APR 32% per annum. Representative example: Loan amount R100 000, 4 Years. terms: (Annual Percentage Rate) 5.49%, monthly repayment R2,348.50. The interest rate will depend on the loan amount, loan term, and credit profile of the applicant.
Minimum loan period 12 months Maximum loan period 240 months. Maximum APR 32% per annum. Representative example: Loan amount R100 000, terms: (Annual Percentage Rate) 5.49%, monthly repayment R2,348.50. The interest rate will depend on the loan amount, loan term, and credit profile of the applicant.
If a client is up to date with his loan repayments, they may qualify for a second or third loan depending on the criteria as set by the loan company. The client will have to apply again and the loan provider will look at the clients profile, affordability, etc. The loan provider will then make a decision based on the rules and regulations as set.
